Lakeland Mortgage Corporation
Directors Letter

Dear Lakeland Mortgage Corporation Customer,

It is my sincere pleasure to welcome you to Lakeland Mortgage Corporation. At Lakeland Mortgage Corporation, we are firmly committed to being the very best mortgage banker in the in the Twin Cities. We are confident we can provide any mortgage product or service you need. We’re here for your business as well as your personal mortgage needs. Whether it\'s one of the newest mortgage products available, a business term loan, a line of credit loan, or your first mortgage, we look forward to working with you to design custom financial solutions for you, your family and your business.

While Lakeland Mortgage Corporation products and services are designed to meet the unique needs of our customers, we strongly believe that our personal service is our most important offering and the one thing that truly sets us apart from other banks. In fact, I can assure you that the level of service we provide is unlike any other that you may have experienced. The knowledgeable mortgage consultants and staff at Lakeland Mortgage Corporation are dedicated to understanding your priorities, anticipating your needs, and responding to your requests all with an unparalleled level of expertise and a true sense of urgency. At Lakeland Mortgage Corporation, we regard you not as an \"account\", but as a vital business partner. We steadfastly adhere to this philosophy because we know if we can help our customers reach their goals, we will achieve ours as well.

In closing, I want to say how much we appreciate your business. If at any time you have questions or comments about how Lakeland Mortgage Corporation can best meet your needs, please feel free to contact me directly or speak to any one of our many mortgage consultants.

Sincerely,

Wade H Abed MMS, CLB

Managing Director of Lakeland Mortgage Corporation